Although you may feel loyal to that first credit card company you signed up with, they’re probably not offering the best terms and interest rates, not to mention the fact that your lifestyle and needs have likely changed.
Don’t pay 1% higher on your credit card balance than you need to! Introductory and low interest rate cards are listed below and are all available as apply online deals. View all the options in one place (below) and choose the best deal for your life today.
| Discover® More® Card |
|

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%** |
6 Months** |
as low as 11.99 Variable*%* |
None* |
|
|
- 0% APR on Balance Transfers for a FULL 12 months
- 0% APR on Purchases for a FULL 6 months
- 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more
- Up to 1% unlimited Cashback Bonus on all other purchases automatically
- Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners
- Instant Response within 60 seconds
- No Annual Fee
|
|
|
| Citi® Platinum Select® Card |
|

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%* |
Up to 12 Months* |
As Low As 11.99 Variable%* |
None* |
|
|
- 0% APR* on balance transfers and purchases for up to 12 months
- No annual fee
- Citi® Identity Theft Solutions
- $0 Liability on unauthorized purchases
- Secure, free online account management
- Extra Cash from Citi: enjoy significant discounts on gift cards, travel, merchandise and more.
|
|
|
| Discover® Open Road(SM) Card |
|

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%** |
6 Months** |
as low as 11.99 Variable*%* |
None* |
|
|
- Double Cashback Bonus automatically on your first $250 in purchases each month at any gas station and any restaurant.
- 5% to 20% Cashback Bonus at over 100 top retailers through our exclusive online shopping mall, ShopDiscover(SM)
- Up to 1% unlimited Cashback Bonus on all other purchases automatically
- Flexible redemption options: choose from Partner gift cards, merchandise, Discover® gift cards, credit to your Discover card account or an electronic deposit to your bank account
- Turn your Cashback Bonus into bigger rewards by redeeming for gift cards or eCertificates from over 100 brand-name Partners such as Bed, Bath & Beyond®, Red Lobster® and Lands’ End®.
|
|
|
| Miles by Discover® Card |
|

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%** |
6 Months** |
as low as 11.99 Variable*%* |
None* |
|
|
- 12,000 Bonus Miles – 1,000 Miles each month you make a purchase for the first 12 months
- Double Miles on up to $3,000 in travel and restaurant purchases each year
- Book any travel, anytime with no blackout dates or restrictions
- 1 Mile for every $1 on all your other purchases
- Unlimited Miles that never expire
- No Annual Fee
- Redeem for travel credits to your account, gift cards from any of our 90 brand-name Partners or cash starting at just 1,000 Miles
|
|
|
| Discover® Motiva(SM) Card |
|

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 3.99%** |
6 Months** |
as low as 11.99 Variable*%* |
None* |
|
|
- Cash Rewards for your good credit management!
- Get a Pay-On-Time Bonus(SM) equal to a full month’s interest every time you make 6 on-time payments in a row—twice a year, every year
- 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
- Up to 1% Cashback Bonus on all other purchases
- Unlimited cash rewards
- Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
- 3.99% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers*
|
|
|
| Discover® More® Card – American Flag |
|

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%** |
6 Months** |
as low as 11.99 Variable*%* |
None* |
|
|
- 0% APR on Balance Transfers and Purchases for a full 6 months
- 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more
- Up to 1% unlimited Cashback Bonus on all other purchases automatically
- Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners
- Instant Response within 60 seconds
- No Annual Fee
|
|
|
| Discover® More® Card – Sealife Collection |
|

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%** |
6 Months** |
as low as 11.99 Variable*%* |
None* |
|
|
- 0% APR on Balance Transfers and Purchases for a full 6 months
- 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more
- Up to 1% unlimited Cashback Bonus on all other purchases automatically
- Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners
- Instant Response within 60 seconds
- No Annual Fee
|
|
|
| Discover® More® Card – Wildlife Collection |
|

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%** |
6 Months** |
as low as 11.99 Variable*%* |
None* |
|
|
- 0% APR on Balance Transfers and Purchases for a full 6 months
- 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more
- Up to 1% unlimited Cashback Bonus on all other purchases automatically
- Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners
- Instant Response within 60 seconds
- No Annual Fee
|
|
|
24 July